Terms and Conditions

1. Introduction

Welcome to our e-commerce platform. These Terms and Conditions govern the use of our website and payment gateway services. By making a purchase or using our payment services, you agree to comply with these terms. If you do not agree, please do not use our services.

2. Payment Services

We provide secure online payment facilities through authorized third-party payment gateways. By initiating a transaction, you agree to provide accurate and complete payment information.

We support multiple payment methods including Debit/Credit Cards, Net Banking, UPI, and Wallets (if applicable).

3. Transaction Authorization

All payments are subject to authorization by your bank or payment provider. We are not responsible for declined transactions due to insufficient funds, bank restrictions, or incorrect details. Once a transaction is successfully processed, you will receive a confirmation.

4. Pricing and Charges

All prices listed on the website are as per product details and may include applicable taxes. Additional charges such as convenience fees or payment gateway charges may apply depending on the payment method.

5. Refund and Cancellation Policy

Refunds will be processed as per our refund policy. In case of failed transactions where the amount is debited, it will be refunded within 5–7 business days. Approved refunds will be credited back to the original payment method.

6. Security and Data Protection

We use secure encryption technologies to protect your payment data. Your card or UPI details are not stored on our servers. You are responsible for maintaining the confidentiality of your payment credentials.

7. User Responsibilities

You agree not to use fraudulent or unauthorized payment methods. You must provide accurate billing details and must not engage in illegal or prohibited transactions.

8. Limitation of Liability

We are not liable for any payment failures due to technical issues, delays caused by banks or payment providers, or unauthorized transactions resulting from user negligence.

9. Third-Party Payment Gateways

We rely on third-party payment providers. We are not responsible for their system errors, downtime, or their privacy and security practices.

10. Dispute Resolution

In case of any payment disputes, users must notify us within 7 days of the transaction. We will investigate and respond within a reasonable timeframe. Final decisions will be subject to payment provider policies.

11. Changes to Terms

We reserve the right to modify these terms at any time. Changes will take effect immediately upon being posted on this page.

12. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of local courts.

13. Contact Information

For any payment-related queries, please contact us at:
Email: 

For any payment-related queries, please contact us at:
Email: info@foreignabacus.com
Phone: +91-9993352569